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Mortgageguides
Plain answers on eligibility, rates, fees and the buying process in the UAE.
Written and reviewed by the Mortgage Feeders team in Ajman.
- EligibilityMortgage Eligibility in the UAE for Expats: Complete 2026 GuideYes, expats can get a mortgage in the UAE. Here's exactly what banks look for, the LTV limits that apply, and the documents you need to qualify.August 3, 2026
8 min read - Buying GuideHow Much Down Payment Do You Need to Buy Property in the UAE?Down payments in the UAE typically range from 20% to 50% depending on your residency status and property type. Here's how to budget for it correctly.August 3, 2026
7 min read - Interest RatesFixed vs Variable Mortgage Rates in the UAE: Which Should You Choose?Should you fix your UAE mortgage rate or float with EIBOR? Here's how each option works and how to decide based on your risk tolerance and plans.August 3, 2026
7 min read - Application ProcessHow to Apply for a Mortgage in the UAE: Step-by-Step GuideFrom pre-approval to key handover, here is exactly what happens at each stage of applying for a mortgage in the UAE, and how long each step takes.August 3, 2026
9 min read - Pre-ApprovalMortgage Pre-Approval in the UAE: Why It Matters and How to Get OneA mortgage pre-approval tells you exactly what you can afford before you shop. Here's how it works, what it costs, and how to get one quickly.August 3, 2026
6 min read - Costs & FeesHidden Costs of Buying Property in the UAE: DLD Fees & More ExplainedBeyond your down payment, buying property in the UAE involves DLD fees, registration costs, valuation fees and more. Here's the full breakdown.August 3, 2026
8 min read - Self-EmployedCan Self-Employed Individuals Get a Mortgage in the UAE?Yes, self-employed individuals and business owners can get a UAE mortgage — but the documentation and assessment process looks a little different.August 3, 2026
7 min read - RefinancingMortgage Refinancing in the UAE: How to Lower Your Monthly PaymentsRefinancing lets you switch your UAE mortgage to a better rate or release equity. Here's when it makes sense and what it actually costs.August 3, 2026
7 min read - Property TypesOff-Plan vs Ready Property Mortgages in the UAE: Key DifferencesOff-plan and ready properties are financed very differently in the UAE. Here's how down payments, timelines, and risk compare between the two.August 3, 2026
7 min read - CalculatorHow to Use a UAE Mortgage Calculator: Complete Guide to Estimating PaymentsA mortgage calculator gives you a fast estimate of your monthly payment — here's how to use ours correctly and what it doesn't account for.August 3, 2026
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